TERMS & CONDITIONS

Clear Terms for Using Our Website & Services.

These Terms govern your use of the Loan Cure Solutions website and explain important conditions relating to our services, communications, fees, responsibilities and limitations.

BEFORE USING THIS WEBSITE

Please understand the terms that apply to your use.

These Terms and Conditions govern your use of the website operated by Loan Cure Solutions (“Company”, “we”, “us” or “our”) and your interaction with services offered through it.

By accessing or using this website or our services, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use the website or services.

01
ACCEPTANCE OF TERMS

These Terms apply when you use this website or our services.

By accessing or using the Loan Cure Solutions website or engaging with our services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree with these Terms, please discontinue use of the website and do not proceed with the services.

02
SCOPE OF SERVICES

Loan Cure Solutions provides debt-resolution related support.

Our services may include loan settlement assistance, legal coordination, dispute and arbitration support, financial counselling, debt-resolution support and borrower protection-related services.

Information available on this website is provided for general guidance and service-facilitation purposes. The relevance of a particular option depends on the individual circumstances of the borrower and the decisions of relevant third parties.

Important distinction

Loan Cure Solutions is not a lender, bank, NBFC, credit bureau, regulator, court or government authority and does not control decisions made by those organisations.

03
SERVICE AGREEMENT

Paid services may be governed by a separate written agreement.

Use of a paid or formally enrolled service is subject to the applicable service agreement or written service terms accepted between you and Loan Cure Solutions.

That agreement may describe the particular service scope, applicable fees, payment schedule, responsibilities and other commercial terms relevant to the engagement.

Where a specific written service term applies to an engagement, it should be read together with these website Terms and applicable law.

04
USER OBLIGATIONS

Use the website lawfully and provide accurate information.

By using this website or our services, you agree to:

01

Use the website and services only for lawful purposes.

02

Provide information that is accurate and truthful when submitting information or communicating with us.

03

Not copy, reproduce or misuse protected website content without appropriate permission.

04

Not attempt unauthorised access, reverse engineering or disruption of website functionality.

05

Not knowingly transmit malicious, unlawful, defamatory or otherwise prohibited material.

We may restrict access where reasonably necessary in response to misuse, unlawful activity, security risks or a material violation of these Terms.

06
NO GUARANTEED OUTCOMES

Third-party financial and lender decisions cannot be guaranteed.

Loan Cure Solutions does not guarantee that a lender, bank, NBFC, recovery agency or other third party will accept a proposed settlement, restructuring request, dispute, repayment arrangement or other resolution.

NO GUARANTEE Settlement acceptance

A lender remains responsible for deciding whether to accept or reject a proposal.

NO GUARANTEE Debt reduction

No particular reduction, waiver or settlement percentage is promised.

NO GUARANTEE Credit outcome

No specific credit score, bureau status or future lending outcome is guaranteed.

NO GUARANTEE Recovery outcome

No promise is made that every recovery contact, collection step or dispute will stop.

07
COMMUNICATION CONSENT

Contact details may be used for service-related communication.

When you voluntarily provide your contact details or ask Loan Cure Solutions to contact you, we may communicate regarding your enquiry, follow-ups or service-related updates through appropriate channels such as phone, SMS, WhatsApp or email.

Such communications remain subject to applicable consent, preference and telecommunications requirements. Nothing in these Terms is intended to override rights or restrictions that apply under law.

Do not send passwords, card PINs, UPI PINs, OTPs or online-banking authentication credentials through ordinary website, email or messaging communications.

08
FEES & PAYMENTS

Applicable service charges should be understood before enrollment.

Loan Cure Solutions may provide chargeable services. Applicable fees, payment schedules and the relevant scope of service should be communicated in connection with the particular paid engagement before enrollment.

A service fee payable to Loan Cure Solutions is separate from any amount that may be payable directly to a lender, bank, NBFC or other institution.

Payment handling may involve payment methods or third-party payment services made available for the relevant transaction. You should follow the payment instructions communicated for the particular engagement.

Protect payment credentials

Never disclose card PINs, UPI PINs, OTPs or online-banking passwords to Loan Cure Solutions through ordinary communications.

09
REFUND & CANCELLATION POLICY

Refund and cancellation terms depend on the applicable engagement.

Once payment has been made and the agreed service has been initiated, fees are generally treated as non-refundable, subject to applicable law and any express written term in the relevant service agreement.

Clients may discontinue services by providing written communication. Discontinuation does not by itself create a right to a refund or credit for fees relating to an initiated service or work already undertaken.

Please read our Refund & Cancellation Policy together with the written service terms applicable to your engagement.

10
LIMITATION OF LIABILITY

Responsibility is limited to the extent permitted by applicable law.

To the extent permitted by applicable law, Loan Cure Solutions is not responsible for losses arising solely from reliance on general website information or from decisions and outcomes controlled by independent third parties such as banks, NBFCs, lenders or recovery agencies.

We also cannot guarantee uninterrupted website availability or that every transmission over the internet will be free from technical or security risks.

Nothing in these Terms excludes or limits any liability, right or remedy that cannot lawfully be excluded or limited.

11
INDEMNIFICATION

Users remain responsible for unlawful misuse of the website or services.

To the extent permitted by applicable law, you may be responsible for claims, losses, liabilities or reasonable expenses arising from your unlawful misuse of the website or services, material violation of these Terms, or breach of applicable law.

This provision does not create obligations beyond those that may lawfully apply in the circumstances.

12
INTELLECTUAL PROPERTY

Website content and branding remain protected interests.

Text, graphics, logos, branding and design elements made available through this website may be owned by or licensed to Loan Cure Solutions and may be protected by applicable intellectual-property laws.

Website access does not grant permission to reproduce, commercially exploit or otherwise use protected material beyond what is permitted by law or expressly authorised.

13
THIRD-PARTY LINKS

External websites operate independently from Loan Cure Solutions.

This website may contain links to websites or services operated by third parties. Loan Cure Solutions does not control the content, accuracy, availability or independent privacy practices of those external websites.

A link to a third-party website should not by itself be understood as an endorsement or guarantee of that third party's services.

14
PRIVACY

Personal information is addressed in our Privacy Policy.

Information relating to collection, use, communications, cookies, sharing, retention and privacy requests is addressed separately in our Privacy Policy.

Please review that policy together with these Terms when using the website or providing personal information.

15
MODIFICATION OF TERMS

These Terms may be updated as website or service practices change.

Loan Cure Solutions may update or modify these Terms from time to time. Updated Terms will be published on this page and will apply from the applicable effective or posting date, subject to applicable law.

You should review the current version when you need to understand the terms governing website use.

16
GOVERNING LAW & JURISDICTION

These Terms operate subject to applicable Indian law.

These Terms are governed by and should be interpreted in accordance with applicable laws of India.

Any dispute relating to these Terms or the relevant service remains subject to the jurisdiction and dispute-resolution requirements that lawfully apply in the circumstances, together with any valid written terms applicable to the particular engagement.

Nothing in these Terms is intended to waive any statutory right or remedy that cannot lawfully be waived.

17
CONTACT INFORMATION

Contact Loan Cure Solutions if you have questions about these Terms.

For questions or concerns regarding these Terms and Conditions, contact Loan Cure Solutions using the details below.

ADDRESS

1st Floor, Property No 101, Patparganj Rd, above Bank of Baroda, Phase 1, Patparganj, Mayur Vihar, New Delhi, Delhi, 110091

BEFORE YOU PROCEED

Understand the service scope, fees and written terms that apply.

If something about the service or these Terms is unclear, contact Loan Cure Solutions before entering a paid engagement.

Contact Loan Cure Solutions